All Episodes
Episodes
The Real Roth Conversion Question: How, When, and Whose Tax Bill Are You Lowering?
Freddie Bell interviews Leibel Sternbach about his upcoming Amazon release, The 30-Day Roth Conversion Handbook, arguing the key Roth decision isn’t simply whether to convert, but how, when, and whose long-term tax...
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Roth Conversions, Widow’s Tax Trap, and the SECURE Act: Leibel Sternbach on Who Benefits
Freddie Bell interviews Leibel Sternbach about Roth conversions and his new book, The 30-Day Roth Conversion Handbook, focusing on how planning affects spouses and heirs. Sternbach explains why surviving spouses can...
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The Roth Conversion Mistakes That Could Cost You Thousands in Retirement
Leibel Sternbach discusses his upcoming Amazon book, The 30-Day Roth Conversion Handbook, explaining how it helps people decide whether a Roth conversion makes sense and how to execute conversions efficiently. He...
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The Roth Conversion Mistake That Could Cost You in Retirement
In this episode, Leibel Sternbach explains why the hardest part of Roth conversions isn’t deciding whether to convert, but figuring out how, when, and whose tax bill you’re trying to reduce. He shares that he wrote...
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Roth Conversions in a Down Market: Smart Strategy or Costly Mistake?
The episode explains why market downturns can be an opportune time for Roth conversions by reframing taxes as inevitable and emphasizing timing—paying taxes when the account value is “on sale,” not at peak valuations....
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Should You Wait for Rate Cuts? Fed Uncertainty, Inflation Risk, and Safe-Income Strategy
The discussion focuses on whether investors should wait for the new Fed chair to lower interest rates before making major moves, noting that markets often price in expected Fed actions before they happen. As manager...
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SpaceX IPO: Should Retirees Buy In or Stick With Index Investing?
The hosts discuss headlines like a record-breaking SpaceX IPO and what they should mean for retirees, with guest Leibel Sternbach of Yields4U emphasizing that decisions depend on risk tolerance, time horizon, and...
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SpaceX IPO, Market Drops & Fed Uncertainty: A Simple Retirement Bucket Plan + Roth Conversion Timing
The episode discusses three attention-grabbing headlines—SpaceX’s upcoming IPO, a sharp one-day market drop, and uncertainty around a new Fed chair and interest rates—and argues retirees shouldn’t react impulsively to...
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Real Estate Inside an IRA: Smart Strategy or Retirement Tax Trap?
This episode explains what it actually takes to own real estate inside a retirement account and why the tax benefits come with strict IRS rules and serious penalties. Freddie Bell interviews Leibel Sternbach on using...
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Too Much of One Stock? Why It Could Put Your Retirement at Risk
Freddie Bell and Leibel Sternbach discuss when a single stock becomes too concentrated and a threat to retirement, balancing the wealth-building power of concentration with the need to diversify when a large position...
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VCX ETF Explained: Private SpaceX & AI Exposure, 89% Surge, and How to Invest Without Getting Burned
Freddie Bell interviews Leibel Sternbach about VCX, an ETF that recently surged 89% in five days and can swing 20% in a day, explaining that it offers everyday investors access to privately held shares like SpaceX and...
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What a New Fed Chair Could Mean for Your Retirement
With Jerome Powell’s term as Fed chair ending in May, markets are pricing in a more dovish successor, raising uncertainty about how rate cuts might affect retirees’ income, bond prices, and mortgage decisions. Leibel...
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