All Episodes
Episodes
SpaceX IPO: Should Retirees Buy In or Stick With Index Investing?
The hosts discuss headlines like a record-breaking SpaceX IPO and what they should mean for retirees, with guest Leibel Sternbach of Yields4U emphasizing that decisions depend on risk tolerance, time horizon, and...
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SpaceX IPO, Market Drops & Fed Uncertainty: A Simple Retirement Bucket Plan + Roth Conversion Timing
The episode discusses three attention-grabbing headlines—SpaceX’s upcoming IPO, a sharp one-day market drop, and uncertainty around a new Fed chair and interest rates—and argues retirees shouldn’t react impulsively to...
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Real Estate Inside an IRA: Smart Strategy or Retirement Tax Trap?
This episode explains what it actually takes to own real estate inside a retirement account and why the tax benefits come with strict IRS rules and serious penalties. Freddie Bell interviews Leibel Sternbach on using...
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Too Much of One Stock? Why It Could Put Your Retirement at Risk
Freddie Bell and Leibel Sternbach discuss when a single stock becomes too concentrated and a threat to retirement, balancing the wealth-building power of concentration with the need to diversify when a large position...
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VCX ETF Explained: Private SpaceX & AI Exposure, 89% Surge, and How to Invest Without Getting Burned
Freddie Bell interviews Leibel Sternbach about VCX, an ETF that recently surged 89% in five days and can swing 20% in a day, explaining that it offers everyday investors access to privately held shares like SpaceX and...
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What a New Fed Chair Could Mean for Your Retirement
With Jerome Powell’s term as Fed chair ending in May, markets are pricing in a more dovish successor, raising uncertainty about how rate cuts might affect retirees’ income, bond prices, and mortgage decisions. Leibel...
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Money Market Yields Are Falling: What Retirees Should Do Before the Next Fed Cut
This episode explains why money market and cash yields have dropped from near 5% to around 3% as the Fed has cut rates since September 2024, creating challenges for retirees who planned around “safe” high-yield cash....
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The Retirement Risk Nobody Talks About Until It’s Too Late
Leibel Sternbach explains sequence of returns risk—how the order of market gains and losses becomes dangerous once retirees start withdrawing income. Using examples, he shows how early retirement downturns combined...
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Investing vs. Gambling in Retirement: Zero-Day Options, Leverage, and How to Know the Difference
This episode discusses a Wall Street Journal column by Jason Zweig warning that the line between investing and gambling has blurred, driven by trends like zero-day options, leverage, prediction markets, and shifting...
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Your Social Security Raise Just Disappeared. Here’s Why.
A 2.8% Social Security increase sounds like good news… until you realize it may already be gone. In this episode, Leibel Sternbach breaks down what’s really happening to your Social Security check in 2026 and why many...
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The #1 Retirement Mistake That Can Drain Your Savings Faster Than You Think
In this episode of Leibel on Fire, Leibel Sternbach and Freddie Bell break down sequence of returns risk—the hidden danger that can quietly destroy retirement savings even when markets recover. The problem isn’t just...
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The Inherited IRA Trap That Could Cost You Thousands
Freddie Bell interviews Leibel Sternbach about the end of the IRS grace period on inherited IRAs and the risks for people who inherited after 2019 and haven’t taken required annual distributions. Leibel explains that...
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