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Leibel on FIRE

Leibel on FIRE

Hosted by: Leibel Sternbach, EA & Freddie Bell

The Financial Independence and Retirement show dedicated to helping you build the life of your dreams, as fast as possible, with as little stress as possible

Episodes

Money Market Yields Are Falling: What Retirees Should Do Before the Next Fed Cut

Season #3

This episode explains why money market and cash yields have dropped from near 5% to around 3% as the Fed has cut rates since September 2024, creating challenges for retirees who planned around “safe” high-yield cash....
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The Retirement Risk Nobody Talks About Until It’s Too Late

Season #3

Leibel Sternbach explains sequence of returns risk—how the order of market gains and losses becomes dangerous once retirees start withdrawing income. Using examples, he shows how early retirement downturns combined...
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Investing vs. Gambling in Retirement: Zero-Day Options, Leverage, and How to Know the Difference

Season #3

This episode discusses a Wall Street Journal column by Jason Zweig warning that the line between investing and gambling has blurred, driven by trends like zero-day options, leverage, prediction markets, and shifting...
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Your Social Security Raise Just Disappeared. Here’s Why.

Season #3

A 2.8% Social Security increase sounds like good news… until you realize it may already be gone. In this episode, Leibel Sternbach breaks down what’s really happening to your Social Security check in 2026 and why many...
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The #1 Retirement Mistake That Can Drain Your Savings Faster Than You Think

Season #3

In this episode of Leibel on Fire, Leibel Sternbach and Freddie Bell break down sequence of returns risk—the hidden danger that can quietly destroy retirement savings even when markets recover. The problem isn’t just...
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The Inherited IRA Trap That Could Cost You Thousands

Season #3

Freddie Bell interviews Leibel Sternbach about the end of the IRS grace period on inherited IRAs and the risks for people who inherited after 2019 and haven’t taken required annual distributions. Leibel explains that...
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Oil is Up and Markets Down: What Retirees Need to Do Right Now

Season #3

With oil near $98 a barrel, a market drop, and uncertainty around a potential single Fed rate cut, LeBel Sternbach explains why retirees face outsized risk when withdrawals force selling depressed assets, turning...
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5 Roth Conversion Mistakes That Can Cost Retirees Thousands

Season #3

Freddie Bell interviews Leibel Sternbach on five Roth conversion mistakes that can cost retirees thousands. The biggest errors are assuming everyone should do Roth conversions and assuming how aggressively to convert...
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3 Estate Planning Mistakes That Could Cost Your Family Everything

Season #3

Most estate planning mistakes don’t show up until it’s too late. In this episode, Leibel Sternbach breaks down the three biggest estate planning mistakes retirees make — and how to avoid them before they quietly...
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New Fed Chair, Lower Rates? What Retirees Need to Know Now

Season #3

What happens to your retirement savings when interest rates change — and how could a new Federal Reserve Chair impact your financial future? In this episode of Leibel On Fire!, Freddie Bell sits down with portfolio...
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A Weaker Dollar: What It Really Means for Your Retirement

Season #3

In this episode of 'Leibel On Fire,' host Freddie Bell and bestselling author Leibel Sternbach discuss the complexities of how a weaker US dollar impacts retirees. They explore how currency strength affects inflation,...
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AI Investing: Are We Repeating the Dot-Com Bubble and 2008 Mistakes?

Season #3

In this episode of Leibel On Fire, Freddie Bell talks with financial expert Leibel Sternbach about the current AI surge and its similarities to past economic bubbles like the dot-com crash and the 2008 financial...
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