All Episodes
Episodes
How to Unlock 0% Capital Gains in 2025
The proposed 0% capital gains rate for 2025 could be a game-changer for retirees. In this episode, Leibel Sternbach explains what the 0% capital gains bracket really means, who qualifies, and how you can take...
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Navigating Roth Conversions and the SALT Deduction Cap for Retirees
Balancing Roth conversions with the $40,000 SALT deduction cap can be tricky for retirees—especially if you live in a high-tax state like California or New York. In this episode of Leibel on Fire, financial planner...
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Cut Taxes While Giving Back
In this episode of Leibel On Fire, Leibel Sternbach and Freddie Bell explore smart strategies for charitable giving in retirement. Learn how tools like Qualified Charitable Distributions (QCDs), appreciated asset...
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Will Social Security Keep Up with Inflation?
Social Security benefits are tied to cost-of-living adjustments (COLA), but the way those adjustments are calculated may not reflect the true expenses retirees face. In this episode, Leibel Sternbach breaks down the...
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The Hidden $300K Retirement Expense You Can’t Ignore
Healthcare in retirement can cost hundreds of thousands of dollars—and Medicare won’t cover it all. In this episode of Leibel on Fire, Leibel Sternbach breaks down the real drivers of retirement healthcare expenses,...
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The $6,000 Retirement Tax Break: What You Need to Know
If you’re 65 or older, you may be eligible for an additional $6,000 deduction that could lower your tax bill and stretch your retirement income further. But the media headlines are often misleading—this isn’t a simple...
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Can You Trust the Fed?
This week on Leibel on Fire, bestselling author and financial planner Leibel Sternbach breaks down two massive events that shook the markets: the surprise firing of the Bureau of Labor Statistics Commissioner and...
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The Retirement Mistakes that Shrink Your Nest Egg, Part 2
In this episode, retirement expert Leibel Sternbach explains why parking all your savings in cash or annuities can erode your purchasing power over time. Discover how his YFYA ETF and a simple three‑bucket strategy...
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The Retirement Mistake That Shrinks Your Nest Egg | Pt. 1
Too many retirees “play it safe” by piling into cash or fixed annuities—only to watch inflation quietly erode their buying power. In this first installment of “The Biggest Retirement Mistakes”, Leibel Sternbach, CFP®,...
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The Hidden Costs of Annuities That Could Wreck Your Retirement
Are you unknowingly paying hidden fees on your annuity? In this episode of Leibel On Fire, financial expert Leibel Sternbach breaks down the costly pitfalls hiding inside many annuity contracts—including mortality and...
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Annuities Exposed!
Thinking about buying an annuity? You might want to listen to this first. In this episode of Leibel on Fire, Leibel Sternbach breaks down the hidden fees and contractual traps buried inside most annuity...
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Social Security: Can You Rely On It?
Will Social Security Be There When You Retire? Here's What You Need to Know Is Social Security running out of money? Will it be there when you need it most? In this episode of Leibel on Fire, Leibel Sternbach breaks...
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