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Why Market Crashes May Be the Best Time to Act on an Inherited IRA

Season #3

You’ve heard it your whole life: Don’t time the market. But when it comes to inherited IRAs, following that advice blindly could cost you hundreds of thousands of dollars in unnecessary taxes. In this episode of Leibel on Fire, Leibel Sternbach explains why market downturns can actually be one of the most powerful planning opportunities for retirees and beneficiaries of inherited IRAs. We flip conventional wisdom on its head and show how timing market declines can reduce taxes, improve Roth conversion outcomes, and help you keep more of your money away from Uncle Sam. Leibel breaks down: Why investment advice and tax strategy are not the same thing How predictable market corrections can be used strategically When it makes sense to take distributions or do Roth conversions The biggest mistake inherited IRA owners make—and how to avoid it Why preparation matters more than prediction If you’ve inherited an IRA—or expect to—this conversation could fundamentally change how you think about market volatility and retirement taxes. If you want to know how this strategy applies to your situation, Leibel and his team offer a free retirement and tax SWOT analysis to help you identify opportunities, risks, and next steps.