The #1 Retirement Mistake That Can Drain Your Savings Faster Than You Think
In this episode of Leibel on Fire, Leibel Sternbach and Freddie Bell break down sequence of returns risk—the hidden danger that can quietly destroy retirement savings even when markets recover. The problem isn’t just market losses. It’s what happens when you’re forced to withdraw money during those losses.
Key topics:
Why a market drop hits retirees harder than workers
How withdrawals during downturns accelerate losses
The concept of negative compounding
Why you can’t predict market timing—and why that matters
The importance of a cash buffer and income strategy
What to do this week to protect your retirement