The Money Blog
Searched: "sequence"
Showing 14 Results:
Planning for retirement isn’t just about piling money into “safe” vehicles like cash accounts or annuities. While these options feel secure, they often fail to keep pace with inflation—and fees can eat away at your returns, leaving you vulnerable to long‑term income shortfalls. In this episode of...
Planning for retirement isn’t just about piling money into “safe” vehicles like cash accounts or annuities. While these options feel secure, they often fail to keep pace with inflation—and fees can eat away at your returns, leaving you vulnerable to long‑term income shortfalls. In this episode of...
Most retirees understand market risk—but far fewer grasp the danger of safety risk. That’s the risk of losing purchasing power because your “safe” money isn’t keeping up with inflation. In this week’s podcast episode, financial planner Leibel Sternbach pulls back the curtain on why going all-in o...
You’ve probably heard it before: “Buy the dip!” It’s one of the most popular pieces of advice in the investing world. The idea is simple — when the market drops, it’s the perfect time to buy because you’re getting stocks at a discount. But is this really a smart move for retirees? Or could it act...
On Friday, March 10, Regulators took over Silicon Valley Bank (SVB) and put it in to receivership, putting thousands of companies, and tens of thousands of employee paychecks in to jeopardy. Two days later and over 3,000 miles away the same thing happens with Signature Bank in New York. SVB was ...
2022 was a big year for tax savers. Tax loss harvesting was huge, and sequence risk reared its ugly head. Congress in the last minute, passed a massive piece of legislation that included many updates for retirees. We'll talk more about those next week. For now, let's talk about some last-minute ...
Growing up I was always told that debt was bad. Never get into debt. Don’t pay interest. Don’t pay retail, etc… and for a long time these rules have worked to help millions of Americans achieve financial freedom. Of course, like most things in life, the answer is rarely black and white. Regardle...
As we near the end of the year, taxes should be on your mind…and drops in the stock and bond markets often present great opportunities. One particular strategy capitalizes on this year’s market antics: the Roth Conversion. A Roth Conversion is a straightforward process whereby an investor shift...
After my dad died of prostate cancer at 63, I of course went to a urologist to assess my risks and discover what if any proactive measures I should take. The urologist gave me a funny answer. One that I think applies equally well to retirement. He said, that I should start getting testing about ...
Nothing will test a relationship quite like a home renovation project. As any couple who has gone through this milestone can tell you, “It ain’t no walk in the park.” Once you start opening walls, things never go as planned… hard and fast “requirements” you had go out the window. That vanity you...